Phoenix Rental Property & Landlord Insurance


We are Your Phoenix Rental Property/Landlord Insurance Experts!

Welcome to Phoenix Homeowners Association Insurance. Every day our professional team delivers apartment owners and managers insurance through our innovative products and services. By counting on us to meet their specialized insurance needs, our clients are able to pursue a secure source towards their goals. We have supplemental offerings for apartment owners and managers who also might have an ancilliary commercial office or retail components to their property schedule.  

Some of the Insurance Coverages We Offer:

Building Coverage

Covers the building and structures at the described premises including garages, storage buildings, swimming pools, fences retaining walls, both completed additions under construction and other appurtenant structures. Building coverage also includes owned personal property used to maintain or service the building and premises.

Comprehensive General Liability Insurance

Liability insurance (also known as Commercial General Business Liability) protects a company’s assets and pays for obligations – medical costs, for example –incurred if someone gets hurt on your property or when there are property damages or injuries caused by you or your employees. Liability insurance also covers the cost of your legal defense and any settlement or award should you be successfully sued. Typically these include compensatory damages, nonmonetary losses suffered by the injured party, and punitive damages. 

Loss of Income

Covers the actual loss of busines income caused by a suspension of operations because of covered accidental direct physical loss to the insured premises, including any extra expense incurred to the extent it minimizes the loss of income.

Equipment Breakdown

Provides coverage for damage to covered property caused by mechanical breakdown of covered equipment, artificially generated current damaging covered equipment, explosion of steam boilers or loss of steam/hot water boilers.

Ordinance and Law

Covers the loss of value and increased cost due to the enforcement of municipal laws or ordinances regulating the construction or repair of damage to buildings caused by an insured loss.


A Few Reasons Why Phoenix Homeowners Association Insurance is right for your business

  • Competitive Pricing - premium discounts and policy dividends available
  • Cash Flow Assistance - flexible payment plans and low minimum premiums
  • Stability and Dependability - financially strong with many years of experience
  • Fair & Efficient Claim Handling - three point contact helps manage care and control costs
  • Anti-Fraud Programs - our carriers investigators have saved tens of millions of dollars
  • Loss Control Support - Online resources help you manage risk and contol injuries
  • Get a quote online or call us to speak to one of our licensed representatives. Get the help you need and learn more about the benefits and features our customers enjoy